American Income Life: AO

American Income Life Insurance Company, founded in 1951 and a subsidiary of Globe Life Inc., provides life insurance and supplemental health benefits to working-class families in the United States, Canada, and New Zealand. Its products are distributed largely through relationships with labour unions, a channel the company has used since its founding. American Income Life: AO operates within this network.

The product range covers affordable life insurance, accident insurance and supplemental health benefits intended to protect households against adverse financial circumstances. A Special Risk Division writes blanket accident policies for youth-serving organisations, among them 4-H/Cooperative Extension programmes, summer camps, TRIO and GEAR UP programmes, student and youth travel providers, and colleges and universities. Sectors served include labour unions, higher education, summer camps and youth travel.

The company states that trust is foundational to its existence and that it adheres to the highest standards of ethics and integrity. Its stated purpose is to help working families achieve financial protection and to preserve goals such as homeownership, education for their children and a financial legacy. Decision-making is described as prudent and oriented towards the long-term interests of policyholders, employees, field representatives and shareholders.