California's insurer of last resort, providing basic fire and property insurance to homeowners unable to obtain coverage in the traditional market.
The California FAIR Plan Association is the state's insurer of last resort, providing essential property and basic fire insurance to California homeowners who cannot obtain coverage through the traditional marketplace. Its Basic Fire Coverage offers protection regardless of a property's wildfire risk and is designed as a temporary safety net until coverage becomes available from standard carriers. The association operates across California and works within the property, homeowners and fire insurance sectors.
The organisation describes its work as mission-driven public service, with an emphasis on making a meaningful impact on communities. Success is measured by attrition: helping homeowners transition back to standard carriers. Working practices are collaborative across departments, with stated commitments to continuous improvement, a customer-first mindset and an employee-centric culture.
California FAIR Plan Association states that it values diversity and inclusion and supports work-life balance and professional growth. Benefits cited include competitive compensation, comprehensive benefits, 401(k) matching and pension plans.
