Luminor Group

Luminor Group is an independent bank serving the Baltic region, providing financial services to individuals and businesses across Estonia, Latvia, and Lithuania. Founded in 2017 through the merger of the Baltic operations of Nordea and DNB, the bank is today the third-largest provider of financial services in the Baltics and the leading independent bank across its three home markets.

The bank serves some 870,000 clients with a workforce of over 2,300 professionals. Its technical work centres on digital banking, financial services technology, and online and mobile banking capabilities, combining local market expertise with modern digital infrastructure. Product lines include daily banking packages for personal customers, mortgage and home loan products, and business financing solutions designed to support company expansion plans.

Luminor operates in retail banking and business banking, and describes a service philosophy built around personalised, forward-thinking support for individuals and companies, with an emphasis on flexibility and innovation. The bank positions itself as a partner-oriented institution tailored to Baltic market opportunities and challenges.